Smart uses for your tax refund

RBC I Each spring, millions of Americans look forward to receiving a hefty income tax refund. And it truly is “hefty,” with the average federal refund in 2010 hovering around $3,000. That’s a lot of money to be giving the government through what is essentially a year-long, interest-free loan.
If you regularly receive large refunds, you’re probably having too much tax withheld from your paycheck. Instead, you might want to withhold less and put the…